Finding the right Medicare coverage can be overwhelming. Our team of knowledgable Medicare agents is here to help you sift through the Medicare options to ensure you get the right coverage for your health needs and budget. If you have Medicare questions, we have answers. If you need more help, click here to talk with an agent near you!
Who is eligible for Medicare?
Individuals who are 65 or older are eligible for Medicare, as well as some younger individuals with disabilities or End-Stage Renal Disease.
What is Medicare?
Medicare is a federally-administered health insurance program. There are two main types of Medicare – Part A and Part B – which each cover certain healthcare costs.
What is Medicare Advantage?
Medicare Advantage is a type of Medicare plan administrated by private insurance companies who partner with Medicare to provide both Part A and Part B coverage, as well as other benefits such as prescription coverage.
What is Medicare Part D?
Medicare Part D provides coverage for prescription drug costs and is available to individuals who do not have drug coverage through their Original Medicare plan.
When can I enroll in Medicare?
There are four enrollment periods for Medicare. 1) Initial Enrollment Period – begins 3 months before your 65th birthday and ends 3 months after the month that you turn 65. 2) Annual Enrollment Period – begins October 15 and ends December 7 each year. 3) Open Enrollment Period – allows you to make changes to your Original Medicare plan from January 1 through March 31. 4) Special Enrollment Periods – are available under certain circumstances throughout the year, such as moving out of your existing plan’s service area or retiring from a job that previously provided your benefits.
What additional benefits/coverage can I get?
In addition to medical coverage, the benefits/coverage offered by different plans varies. Some common types of additional coverage include dental, vision, hearing, and wellness programs.
Is transportation included?
Coverage and additional benefits vary by plan and service region. Some plans do offer transportation coverage. If you are interested in this particular benefit, a knowledgable Medicare agent can help you find the right plan.
Can I get help with bills?
There are a variety of plan options that include assistance with bills, such as copayments and deductibles. A knowledgable Medicare agent can help you determine if these benefits are available where you live.